At Charleston Postal Federal Credit Union, we offer many different types of accounts, suiting needs of all different kinds. Check out some of what we offer below:
A share savings account offers safety and convenience, with competitive yields and no limitations on deposits and withdrawals. A $5.00 deposit into your Share Account establishes your membership and enables you to take advantage of all our other financial services.
Certificate of Deposit
When you invest in a Certificate Of Deposit, your money will earn a highly competitive interest rate. Since you lock in the rate for the entire term of you Certificate Of Deposit, this is an excellent way to boost your savings yields without the risk of market fluctuations
Christmas and Vacation Club Accounts
Our Club Accounts allow you to save gradually for any type of annual expense. With regular contributions and competitive dividends, your nest egg will grow quickly and easily. All our savings accounts are insured up to $250,000 by the NCUA, a federal agency.
Low-cost loans are one of the greatest benefits of credit union membership. Whether you are financing your first car, your dream home or a college education for your kids, you will find low rates, affordable payments and personal service right here at Charleston Postal Federal Credit Union.
- New and Used Auto Loans
- Home Improvement Loans
- Consolidation Loans
- Vacation Loans
- Signature Loans
Share Draft (Checking)
Our Share Draft Checking Accounts give you all the features you want in a checking account, without the fees and hassles you’ll find at other financial institutions.
- No minimum balance requirements
- No per-transaction fees
- Easy-to-reconcile monthly statements
- Mastercard Checkcard
This convenient, two-in-one card adds even more convenience to you Charleston Postal Federal Credit Union! Use it as an ATM , balance inquiries, and more, 24 hours a day. Or use it as a debit card for swipe-and-go purchases anywhere, MasterCard is accepted. It works just like a check – only easier.
Direct Deposit and Payroll Deduction
The credit union can accept payroll check deposits from any institution capable of transmitting information through the Federal Reserve ACH system. Postal employees will need to use their Postal Ease Pin # and their Employee ID # to process deductions or net checks. Please contact the credit union for the proper CU routing number, account number and procedure for using postal ease. The same is true for conducting any debits on your account for payments or any other reasons for allowing other institutions to debit your account.
Money management is simple and automatic with these two free services:
Direct Deposit – Your paycheck, Social Security check, pension or government payment can be electronically deposited directly into your credit union account. With Direct Deposit your money is available sooner, and you’ll never have to worry about a lost or stolen check.
Payroll Deduction – This great service lets you specify a portion of your paycheck to be deposited into different accounts, enabling you to save or pay back loans automatically.
ATM Service – With an ATM card from Charleston Postal Federal Credit Union, you can perform transactions at any Cirrus ATM across the country. Your ATM card gives you 24-hour account access, so you’ll never have to wait for business hours again!
Drive-Through Service – If the weather’s bad or you’re in a hurry, you’ll enjoy the convenience of our drive-through service. You can use our drive-through window to cash checks or make deposits, withdrawals, or loan payments without leaving the comfort of your car.
Complete Automotive Coverage – In addition to the best Auto Loans in town, we offer additional services to help make your driving experience worry-free:
Money Orders (please remember to bring proper ID when needed)
Free Notary Services