1000 Centre Way
Charleston, WV 25309 USA
304-746-5111
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Equal Opportunity Act

Equal Opportunity Act

Under the equal opportunity act the credit union will not discriminate on the basis of race, gender, national origin, color, marital status, age, religion, or receipt of income from any public assistance programs.

Child Safety Act Home Computer Safeguards

Child Safety Act

Home Computer Safeguards

How can parents help protect their children?

  • Keep computers in the family room rather than the child’s bedroom.  It is more difficult for offenders to communicate with a child when the computer screen is visible to other family members.
  • Research filtering, blocking or websites rating applications to provide adequate content control.
  • Monitor you child’s interaction with online friends, just as you would their real time friends. Anonymous Internet contacts may not always be accurate.  A twelve-year-old female’s Internet identity may actually belong to a fifty-year-old man.
  • Talk to your children with Internet capable cellular phones about safe usage, and be sure to monitor the phone records.

Away from Home

Parents should also be aware that the home computer is not the only way for their children to access the Internet. They can use the unmonitored computer at a friend’s house, their school, the public library, a club or even a coffee house.  In addition, certain game consoles, handheld devices and mobile phones have the ability to connect to the Internet.  For these reasons, it is important to openly communicate with your child to form healthy Internet habits.

  • Talk to your child about potential online dangers and sexual victimization.
  • Teach your children about responsible use of online resources.  The online experience is far more than just chat rooms.
  • Talk to your child’s school, friends, and public library putting safeguards in place regarding unmonitored Internet access.
  • Teach your children the following:
  • Never arrange a face- to- face meeting with anyone they meet online unless a parent is present.
  • Never upload personally identifiable pictures. Pictures are easily altered and can be widely  broadcast in unflattering ways.
  • Never provide any personal information such as real name, phone number, address, social security number

Planning to Travel?

Traveling this Holiday Season?

1) Remember to let us know if you are traveling out of area with a debit card.

2) Remember debit cards have daily limits

3) Always take more than one method of payment.

4) Enjoy this Holiday Season!

ONLINE SAFETY TIPS How We Safeguard Your Info

How We Safeguard Your Information

SAFEGUARDING YOUR INFORMATION

In today’s high-tech world, we are able to do things more quickly and conveniently. We can send a letter via email, pay bills electronically, or even shop online.  However, this increase in speed and convenience also increase your risk.  Every day, unscrupulous individuals are busy developing new scams targeting the unsuspecting public.  The security of member information is a priority.  We are strongly committed to the safety and confidentiality of your records.  One of the best ways to avoid fraud is to become an educated consumer, and we would like to help you in this endeavor. Please take a moment to read this important information on how to keep yourself safe when conducting business online or by mobile banking.

HOW TO KEEP YOURSELF SAFE IN CYBERSPACE

An important part of online safety is knowledge.  The more you know, the safer you will be.  While you may think of cyberspace in terms of regular internet access, many mobile devices (iPhones, iPads, ect.) may be just as powerful as regular computers and often allow you to conduct the same transactions.  Here are some tips on how to stay safe in cyberspace.

  1. Set strong passwords. A strong password is a combination of upper and lower case letters, numbers,  symbols as well as one that is not easily guessed.  Change your password frequently. Do not write it down or share it with others. And in your mobile device, do not store passwords.
  2. Passwords protect your mobile device. A device password can help prevent unauthorized access to your information if your mobile device is lost or stolen.
  3. Don’t reveal personal information via email. Emails and text messages can be masked to look like they are coming from a trusted sender when they are actually from someone else. Play it safe. Do not send your personal information such as account numbers, Social Security number, or passwords via email or text.  Do not respond to text messages requesting personal information. Be sure to delete frequently any text messages between you and a financial institution.
  4. Don’t download that file!  Opening files attached to emails can be dangerous especially when they are from someone you don’t know as they can allow harmful malware or viruses to be download onto your computer.  As an additional measure of protection, make sure you have a good antivirus program on your computer that is up to date.  On your mobile device, downloaded applications only from trusted sources.
  5. For mobile devices using the Android operating system. Do not enable Android’s “install from unknown sources” feature.
  6. Do not modify your mobile device. Modifying your mobile device may disable important security features.
  7. Links aren’t always what they seem.  Never log in from a link that is embedded in an email message.  Criminals can use fake email addresses and make fake web pages that mimic the page you would expect. To avoid falling into their trap, directly type the URL address and then log in.
  8. Websites aren’t always what they seem. Be aware that if you navigate to a website directly through a link, you may end up at a site that looks like the correct one, when in fact it is not. Take time to verify that the web page your are visiting matches exactly with the URL that you would expect.
  9. Log off from sites when you are finished. When you are ready to leave a site you have logged into, log off rather then just closing the page.
  10. Monitor account activity.  Monitor your account activity regularly either online or by reviewing your monthly statements, and reporting any unauthorized transactions right away.
  11. Secure your mobile device.  Keep your mobile devices with you or secure it when not in use.

Credit Union App is now Available for your Smart Phone

You may now use our new app to check your balances of your accounts. Search Google Play store or Apple ITunes for Charleston Postal FCU. The app looks like our new logo on our website.

Loan Requests

CHARLESTON POSTAL FEDERAL CREDIT UNION

LOAN REQUESTS:

 YOU CAN NOW COMPLETE A LOAN APPLICATION ON OUR WEBSITE.

COMPLETED AND SIGNED CREDIT UNION LOAN APPLICATION.

PLEASE ALLOW 1-3 DAYS FOR LOAN APPROVAL.

IF APPLYING FOR A PERSONAL LOAN PLEASE DETAIL THE PURPOSE OF THE LOAN.

CREDIT UNION EMPLOYEES MAY CALL TO VERIFY OR REQUEST MORE INFORMATION.

WE WILL DO OUR BEST TO HAVE YOUR LOAN READY IN A TIMELY MANNER IF APPROVED.

 

DISBURSMENT OF LOAN PRCEEDS:

MEMBERS MUST COME IN AND SIGN LOAN DOCUMENTS BEFORE ANY FUNDS WILL BE DISBURSED.

 

Reorder Personal Checks

Reorder Personal Checks

harland clarkTo Reorder Personal Checks and Accessories:

Visit http://www.ordermychecks.com

Order online:

  • See our full catalog
  • Quick and easy
  • Track order and shipment
  • Select Check Protect for secure and trackable delivery
  • Or call toll-free 1-877-585-8777
Alliance One Fee Free Atm’s

Alliance One Fee Free Atm’s

Experience the Power of Alliance One

Alliance one, a nationwide group of select-surcharge ATM’s, gives you the power to access your money on your own terms.

Using any one of the convenient ATM’s across the U.S. you can access your accounts without being charged a foreign ATM surcharge.

After all, shouldn’t the money be yours to keep?

Use the ATM locator to find an Alliance One ATM near you.

http://www.allianceone.coop

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