1000 Centre Way
Charleston, WV 25309 USA
304-746-5111
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Rates And Fees

Share/Savings Accounts

Club Accounts


Club Accounts 0.01% Div. Rate 0.01% APY *

Share Accounts


Savings 0.01% Div. Rate 0.01% APY *

Share Certificate Accounts


1 Year CD 0.65% Div. Rate 0.65% APY *

Loan Accounts

Unsecured Loans (Signature)


Personal Loan 9.00%-15.00% APR

Vehicle Loans


New Auto 3.9%-11.00% APR
Used Auto 4.2%-13.00% APR

Recreational Vehicle Loans


Recreational Vehicle 5.5% – 7.9%

Credit Cards


Credit Card 9.4% APR  LIMIT $5,000

Fees & Disclosures

Loan Account Fees


Loan App and Processing Fee (if loan is approved) 150 or Less

Miscellaneous Fees


NSF Overdraft Fee 34.00
Transfer Fee 5.00
Stop Payment Fee 34.00
Return Deposited Item 34.00
Photocopy of Draft 5.00 per copy
Wire Transfer Fee Outgoing

Incoming Wire Fee

25.00

2.00

Non Member Check Cashing Fee 5.00
Statement Copy fee 5.00 per statement
NSF Transfer Fee 5.00
Official Check Fee

Official Check Fee (For Third Party) per check

5.00 (per item)

5.00

Statement Copy Fee Past 30 Days Per copy 10.00
Reconcilement Account Fee 10.00
Account Research Fee 20.00
Official CU Check Copy Fee                                                                                                  10.00 per copy
 NSF Transfer Fee
 Debit Card Maintenance fee (monthly)  2.50

Debit Card Replace Lost, Stolen, Damaged Card 15.00

PIN Request Fee 2.00

 


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